“Pay for everyday items with cash or checks. Using cash not only reduces your risk, but it costs retailers less to process, and it forces you to stay within limitations of the budget you set for yourself.”
The payment industry has already tried hard to convince people that this is not true, but has not really succeeded. Lots of people still believe cash is cheaper. Except for people in our industry of course, who have developed anti-cash (and pro-card) arguments which only satisfy themselves. Outside our industry, people are clearly not buying the story. It really is time that the payment industry put some serious effort into making plastic much more valuable to merchants than cash, as opposed to pretending that that’s already the case.