tag:blogger.com,1999:blog-18727600.post8915003463937322140..comments2008-07-30T05:42:31.557+02:00Comments on Aneace's Blog: How do you get merchants to accept mobile payments...Aneace Haddadhttp://www.blogger.com/profile/08119604490247753986noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-18727600.post-60073183801721396512008-07-30T04:54:00.000+02:002008-07-30T04:54:00.000+02:00Forgot to add, in countries like China and India, ...Forgot to add, in countries like China and India, mobile phone penetration has reached segments where it is economically unviable for banks to penetrate. There is a huge untapped market for prepaid cards.In India, the infrastructure to load value on to the prepaid chip already exists. Surely there is a way to leverage that infrastructure to deploy pre-paid cards in remote centres.Just a thought.Shaifalinoreply@blogger.comtag:blogger.com,1999:blog-18727600.post-29055242948651804392008-07-30T04:48:00.000+02:002008-07-30T04:48:00.000+02:00What you need to consider is what the mobile phone...What you need to consider is what the mobile phone represents today. It is fast on its way to becoming ubiquitous (if it's not there already). It is removing the need for PDAs, alarm clocks, cameras, music players. All of these are now combined into one device. What is the one thing that everyone leaves when they step out - their mobile phone. The real issue that mobile phone users are facing is Shaifalinoreply@blogger.comtag:blogger.com,1999:blog-18727600.post-47472245231115277592008-04-29T19:04:00.000+02:002008-04-29T19:04:00.000+02:00Remote parking is not so much a pain for me, or ma...Remote parking is not so much a pain for me, or many others in London where congestion and associated charges steer many towards public transport.The pain for me as a user relates to paying for public transportation (especially queuing up for train tickets, which I blogged about rather sarcastically at http://banking-on-it.com/?p=24) and it is only get going to get worse as populations grow and Katherine Coombshttp://www.blogger.com/profile/09941430492136234725noreply@blogger.comtag:blogger.com,1999:blog-18727600.post-35670881899207471562008-04-28T17:36:00.000+02:002008-04-28T17:36:00.000+02:00I totally agree with your analyse when it concerns...I totally agree with your analyse when it concerns traditional point of sales, users must get visible value. I think mobile payment brings value for other application such as P2P or M2M where the mobile plays a key role such as remote Parking etc.Philippe Lerougewww.paiementmobile.comnoreply@blogger.comtag:blogger.com,1999:blog-18727600.post-62694804009147731342008-04-26T09:38:00.000+02:002008-04-26T09:38:00.000+02:00Dale, that's probably a highly likely way for mobi...Dale, that's probably a highly likely way for mobile to take off, especially considering merchants using ACH in the US to directly debit the customer's account and bypass interchange.Aneace Haddadhttp://www.blogger.com/profile/08119604490247753986noreply@blogger.comtag:blogger.com,1999:blog-18727600.post-90113497638440616712008-04-25T16:01:00.000+02:002008-04-25T16:01:00.000+02:00One possible opportunity that I see for merchants ...One possible opportunity that I see for merchants in the US marketplace with mobile payments is to get consumers to load their private label, co-brand, stored value or other retailer specific cards into a mobile wallet and then incent them through a reward or loyalty scheme to select those payment types when making a transaction rather than a generic bank card. Merchants seem to have success at Dale Blotterwww.wcapra.comnoreply@blogger.comtag:blogger.com,1999:blog-18727600.post-76060396857451945292008-04-25T09:32:00.000+02:002008-04-25T09:32:00.000+02:00You're right. If it's cheaper to pay by mobile pho...You're right. If it's cheaper to pay by mobile phone then consumers will choose that payment method, given a choice.Aneace Haddadhttp://www.blogger.com/profile/08119604490247753986noreply@blogger.comtag:blogger.com,1999:blog-18727600.post-10729169468729992892008-04-25T03:11:00.000+02:002008-04-25T03:11:00.000+02:00One pain point that matters is the consumers. One...One pain point that matters is the consumers. One aspect that might shift things is the pain consumers feel from existing bank service charges. Customers today pay for certain debit transactions, and many ATM transactions. If mobile payments could offer access to money with significantly less cost than today this would help. In other words, I wonder if there is a way to pull mobile payments Colin Hendersonhttp://blog.communitylend.comnoreply@blogger.com